Personal Loans and Car Loans

At Money Heroes, we can help you source a loan for almost any worthwhile purpose.

You may see yourself driving around in that shiny new car, paying for your dream wedding or jet setting overseas for an overdue holiday!

Our service is convenient – our experienced lenders will research the best rates and packages to suit your needs, help you with the paperwork and follow the loan process through until settlement.

Some common personal loan purposes:

• Car Loans
• Motor Bikes
• Boat/Jet Ski Loans
• Caravans
• Personal purposes
• Refinance/Debt Consolidation
• Computer Loans
• Home Furnishings

We can also arrange pre-approvals which could give you much greater bargaining power when bidding on that new item. In many cases there is no need for any deposits.

So if you’d like to see how much we can lend you, simply call us on 1300 MY HERO (that’s 1300 69 4376), contact us, or fill in our on-line application form.

We look forward to getting you a fantastic result!

Frequently asked questions on personal finance

How long does it take to apply for finance?

Over the phone applications generally take 5 to 10 minutes, or you can fill out our application form on-line, this will also take about 5 minutes. The other alternative is to make an appointment with one of our consultants on 1300 MY HERO – that’s 1300 694376.

How long until my application will be approved?

In most cases we can have your application approved within 24 hours, or obviously if your application is more specialist it may take a couple of days.

What if I have any questions about my loan?

We are happy to answer any questions at all times. We will gladly help you with any paperwork up to and including loan settlement. We can also assist you with our after sales service.

I have had credit problems before, do you think I can get approved?

Money Heroes have access to a panel of lenders who cover a wide range of personal circumstances and client profiles – let us do the research for you.

Will Money Heroes give me assistance for my future needs?

Of course! We can’t wait to add you as a client for life and will keep you up to date with the latest news and offerings from our panel of lenders. We can give you advice and information on all sorts of finance products including personal loans, home loans, vehicle, equipment, commercial and business finance.

How and when can I make my repayments?

In general loans will come with the option of weekly, fortnightly or monthly payments which are usually made by direct debit, BPAY, internet banking or cash where applicable. We are happy to discuss your requirements.

What is a Secured loan?

Most loans for cars, boats, bikes etc are secured. This means that the goods are held as security on the loan. Secured loans generally have the benefit of a lower interest rate than unsecured loans as they represent a lower risk to the lender than unsecured loans. Not all goods are acceptable security, ie due to type, age or condition

What is an unsecured loan?

This loan as can be used for nearly any purpose including holidays, weddings, goods which don’t suit secured loan criteria, debt consolidation such as combining high interest credit card debt into an easy to manage monthly payment. There is no security required for this type of loan.